Loan is a financial assist which is given to fulfill their small and major money requirements. Now loan is very easily available for different purposes such as buying a car, shopping, go to holidays, built a house and more. There are many banks and lenders which provide home loans. However you can take loan for home improvement or home renovation. Home improvement loan is a secured loan. It is giving for home renovation; it may be interior or exterior.

Secured home improvement loan is the best loan option for those homeowners who want to loan of low interest rate with monthly repayment. The amount range for secured home improvement loan is $ 3000 to $ 100,000 and it can be taken for 3 to 30 years. Since it is secured loan therefore a borrower has to pay less interest rate on this loan. If you have bad credit history after that you can apply for secured home improvement loan.

By Alexandra Tarallo

Now that temperatures are starting to drop, you might be thinking about heating your South Florida home’s pool so you can enjoy it throughout the winter months.

Don’t be discouraged if you think it’s too expensive.
There are many ways to heat your pool without breaking the bank.

Here are a couple of useful tips to help maximize the potential of your South Florida home this winter.

One of the best investments you can make is on a pool solar cover or blanket. This floating cover insulates the surface of the pool water conserving heat. In consequence your heater runs for a shorter period of time and drastically reduces your energy costs.

Solar heating panels are also a great way to heat you pool. Florida’s winter months tend to be the sunniest, and using the free energy from the sun will only cost you purchase and installment of the panels, not to mention that solar heating does not pollute the increasingly fragile ecosystem.

Printing Your Own Business Cards

17 Nov 2008 In: Diy

Business CardAbout.com:

Printing your own business cards may seem like a real money-saver at first glance. But often, it’s a case of “penny wise and pound foolish”. It may take less cash today, but getting them printed professionally may pay off faster than you think. However, there are some circumstances under which printing your own cards makes sense. And in case you decide to print your own cards, I’ll show you how to get the most professional-looking card you possibly can.

Keep Reading…

catching up…

15 Nov 2008 In: Home Improvement

This is the first day in quite some time where I actually refuse to do anything apartment-related (OK, fine, I’m doing laundry at the moment, but that’s something I’d need to do whether I was moving or not).

I got my new mattress yesterday, and then proceeded to go a little nuts at Bed Bath and Beyond…Just because all I needed were some new sheets, didn’t mean that I shouldn’t buy a new comforter, isotonic pillows, regular pillows (for the decorative shams), an anti-allergen mattress cover, and a whole bunch of other stuff that required me to have everything delivered. So, there was that. And I bought knobs for my cabinets, got my intermittently crashing cable box replaced, and received a fresh direct delivery with many cases of water and diet coke.

My countertop is scheduled to arrive on Tuesday, which means that I should have a fully-functioning kitchen by the end of this week. So now, I finally downloaded all of those pictures that I took during the move and the immediate aftermath. Click on the image in order to see a larger version…

Here’s what my old apartment looked like before I moved out (with the lamp that the movers “lost” featured prominently amidst my stuff…

lotto winner

14 Nov 2008 In: Diy

lotto winner
By DIY Danna

i

crawling out of bed

champagne for brains

swimming in her head

she presses the snooze button

and granny gets out of her grave

to remind babygirl of the winning ticket

and to pour a pot of folgers

into a cold carafe of whole milk

ii

the milk eventually sours the stomach

and causes her to cramp

and as she flails on the wooden floor

of her modern furniture bedroom.

the one night stand gives her a high-five

and asks her if she’ll be okay.

“No, call a cab -

and take me to the nearest cemetery.”

iii

he performs last rites and

empties her purse to reveal a condom

“You’re going to hell for using these.

Not purgatory. That’s for faggots.”

I poked holes in all the condoms we used

last night with a safety pin

when you were celebrating

the winning ticket.”

iv

too weak to fight him

and overcome by the waves

she drowns in a sea of love

polluted by his contempt

of her refusal to share the wealth.

he keeps her alind the lock to her room on

a gold chain he bought

Brand New Room

13 Nov 2008 In: Diy

house I have a brand new room in my new house.  I love the way it looks.  I even took some pictures to play with decorating ideas.  My room will have some darker brown accent color on the wall (not sure which wall yet).  The beach palm theme is what I will continue in our new master bedroom.

The bottom picture is also a picture of my new houseroom.  On this picture you can see the main door to my room.  I was thinking that maybe the wall in which the door to the master bedroom sits would look nice as an accent wall.

I can already imagine a darker brown, maybe with a tint of green in it sitting on that wall.  I think that would look very nice.

I hope I can make a decision quick because my husband wants details to plan out the things that need to be done before we move in.

With three kids under 5 is very hard to paint and not be interrupted.  I love my brand new room.

雷死人不偿命的面具吸管

11 Nov 2008 In: Diy

雷死人不偿命的面具吸管

雷死人不偿命的面具吸管

见上图,它最炫的地方不说你也知道。无论是聚会、公车上、还是孤独的在路上行走,只要你手捧一杯饮料并且使用这个面具吸管,你会发现,自己已经成为了这个世界甚至这个星球的焦点。

它在黑夜中的样子,还有让你亲眼目睹红酒在管道中盘绕的感觉,都相当有趣,当然,它也糟糕之处,一是带着这样一个长长吸管,可想而知,喝起酒来是相当费劲的。再则,当你不小心品尝到什么怪味饮料,你很难立即喷出来,只能默默咽下那滋味。

据介绍,这款KUSO面罩吸管是用聚酯马鬃进行弯折、编织、缝制而成的,长度可以调节。这里居然有售,不过爱稀奇还是建议动手能力强并且有兴趣的朋友自己DIY一个。

You’re walking through a parking lot towards your car. You are inches away from unlocking the door , then out of nowhere a crazy guy grabs your hand bag. Then you grab your keys and take a swing at him .

He is stunned in pain , but there is no stopping him . You upset him and now he’s coming after you. This time he means to hurt you bad . But you are ready because you have keychain pepper spray . You shoot him in the face from eight feet away and in less than two seconds the attack is over. He is now on the ground wheezing and gagging trying to catch his breath. Your attacker is now on the ground, rubbing his eyes in pain, and trying to catch his breath.

What can be said about pepper spray that hasn’t already been said ? Well, for those of you who haven’t heard it yet, I’ll say this. Mace Pepper Spray is a great self defense weapon .

What is pepper spray ?

which is a highly inflammatory liquid derived from the concentrated juice of ordinary hot chili peppers. The chemical heat of pepper spray is measured on a scale known as the Scoville heat unit scale, or SHU.

The name Scoville comes from the pharmacist that invented it named Willbur Scoville . Measuring the heat of peppers is much more sophisticated now than it was when it was originated but it is still called Scolville Heat Units to honor its inventor.
To give you an idea of how strong pepper spray is, think about it this way. A Sweet Bell Pepper has a heat rating of 0 shu. A Jalapeno Pepper has a heat rating of between 3000 and 8000 shu. Tabasco Sauce and Cayenne Pepper have a heat rating of between 30,000 and 60,000 shu. A Habanero Pepper (which is one of the hottest peppers on earth) has a heat rating of Between 100,000 and 350,000 shu

Most Defensive sprays have a rating of between 1,500,000 and 5,000,000 shu.

Imagine the last spicy food you ate.

Within seconds of taking a bite your lips and tongue start to burn . Then your eyes begin to tear up and it feels like your tongue is swelling. Drinking water only makes it worse, So you stuff your face with bread to try and make it stop . You realize you’re just gonna have to wait for it to go away. After a few minutes, things start to cool off and you’re just glad it’s over.

Now imagine that pain except in your nose and mouth and all over your face and multiplied but several hundred times worse . That might give you some idea of what it feels like to be shot in the face with pepper spray.

You only get the full effect of pepper spray if you spray the person in the face .

The average effects of pepper spray are, A severe burning in the area that is sprayed . Swelling of the mucus membranes in the nose and throat, making it very difficult to breath. pepper spray is some serious stuff.

You can expect these effects to last up to 30 minutes with quality pepper spray .

There are many different types of pepper spray . From small units that attach to a keychain, all the way up to fire extinguisher sized units used primarily by law enforcement agencies for crowd control. I’ve seen pepper spray disguised as pens, pagers, lipstick, jogging weights, and even a ring that fits on your finger.

You also have to keep in mind that pepper spray will do you no good if you do not keep it readily available . A pepper spray that’s hiding in the bottom of your purse won’t prevent an assault any more than a key that’s left in your office will unlock your car door.

Many of you have been following my recent series of posts regarding choosing paint colors. Those of you who haven’t should probably start from the beginning. Those of you who have, probably noticed that I’ve run out of alliterations for the titles of these articles. Sorry about that. If you’ve been following along, please, read on.

If you have a favorite place, be it somewhere you vacationBeach Sunset, a store you love to shop at, even a restaurant you dine at frequently, you can pick your favorite colors from that place and incorporate them into your home. It will help to remind you of that favorite place, in turn helping you relax and making you feel more comfortable.

If you would like more color tips, please, read on!

Not only did Ben use trigonometry last week, he built some damn sturdy shelves for our storage room. My photos, let me show you them.

Storage room shelves: Before.

You can see the lines from where the old, rotting shelves used to be glued, and where they interrupted the drywall and were subsequently torn out. Note the sawdust on the floor: real men use miter saws at the project site.

Another close-up of the fancy angled support beam (which was only necessary on one of the shelves because the wood warped a little). The cement floor was uneven and required the use of shims to even it out. I would have just stuck some folded paper towels or something under the wobbly corners, but that’s why I leave the engineering tasks to Ben.

Ben slides the shelf in

Here you can see Ben sliding on the painted plywood shelves (with sanded fronts so that certain accident-prone wives get fewer cuts and splinters). The spiffy design of the shelf makes use of the rafters for no-tipping support, but these shelves are free-standing otherwise. The middle shelves are different heights to accommodate the different boxes and containers we plant to keep there.

tools of the trade

The tools of the trade (miter saw and safety goggles not shown). Hey… is that a new staple gun, Ben? And a Home Depot receipt? The answer is yes, and I got to play with the staple gun. It was more fun to use than I expected, and all I did was shoot up some extra bits of wood.

Nice job, Ben! Now how about all the other stuff on your Honey-Do list, hmm? ;)